Payhip Fee Calculator (2026) — Digital Product & Membership Estimator (2026)
Calculate accurate net profit on ebooks, online courses, software, and memberships across Payhip's Free (5%), Plus (2%), and Pro (0%) plans.
Quick Answer: Payhip Fee Calculator (2026) — Digital Product & Membership Estimator
Payhip is one of the most creator-friendly platforms for selling digital downloads, online courses, software licenses, and coaching memberships. It offers a 100% free Forever plan with a low 5% platform fee, as well as paid tiers that reduce platform fees to 2% ($29/mo) or 0% ($99/mo). Payhip handles EU & UK VAT automatically.
Fee Structure & Formula
Payhip Deductions = Plan Platform Fee (5% Free, 2% Plus, 0% Pro) + Payment Gateway Processing (2.9% + $0.30 via Stripe or PayPal) + Amortized monthly plan cost ($0, $29, or $99).Frequently Asked Questions
- How do Payhip's pricing tiers work in 2026?
- Payhip offers three plans: 1) Free Forever ($0/mo + 5% platform fee), 2) Plus ($29/mo + 2% platform fee), and 3) Pro ($99/mo + 0% platform fee). All plans include unlimited products and revenue.
- Does Payhip charge payment processing fees separately?
- Yes. Payment processing is handled directly through your connected Stripe or PayPal account at standard gateway rates (typically 2.9% + $0.30).
- Why choose Payhip over Gumroad?
- On a $50 digital product, Gumroad charges 10% + $0.50 ($5.50). On Payhip Free, you pay 5% + 2.9% + $0.30 ($4.25), saving $1.25 per sale. If you generate more than $1,000/mo, Payhip's $29/mo plan drops fees to just 2%, saving even more.
- Can I sell physical products or coaching on Payhip?
- Yes. In addition to digital downloads and courses, Payhip supports physical merchandise inventory tracking, 1-on-1 coaching calendar bookings, and recurring memberships.